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Commonwealth Fund Examines State Policies to Make Individual Market Health Coverage More Affordable

On January 15, 2020, the Commonwealth Fund released its issue brief, States Work to Make Individual Market Health Coverage More Affordable, But Long-Term Solutions Call for Federal Leadership.  The brief examines various state policies designed to strengthen individual market health coverage and to help improve affordability.  The brief indicates that although individual markets in most states are stable, they continue to face continuing challenges.  Most states have adopted policy initiatives to improve comprehensive coverage affordability.  However, long-term solutions for improving health coverage will likely require a sustained and significant financial commitment from the federal government.

The brief concludes, “In 2020, states will continue to pursue reinsurance, respond to the effects of skimpy coverage products on their health insurance markets, and study other states that have undertaken broader reforms to bring comprehensive coverage within reach of all residents.”

The report is available here.